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¹ Reprise Financial branded credit products are originated by WebBank in select states. Click here to see the list of states.

Reprise Financial provides access to unsecured and secured personal loans generally ranging from $2,500 to $35,000 with annual percentage rates (“APRs”) ranging from 9.5% to 36%. Minimum loan amounts can vary by state. Borrowers in Georgia are subject to a minimum loan amount of $3,500.

Loan approval and final loan terms, including loan amounts, interest rates, and APRs, depend on the applicant’s ability to meet credit standards. Credit standards may include but are not limited to, credit history, income, debt payment obligations, and the availability of acceptable collateral (as described below). Not all applicants will qualify for the largest loan amounts, lowest rates, or most favorable loan terms, and APRs are generally higher on loans not secured by a vehicle or home fixtures.

For vehicle secured loans, vehicles must be of acceptable value with valid insurance. Vehicle secured loans also require additional verification of the vehicle and may take longer to fund. Motorcycles do not qualify as acceptable collateral and cannot be used to secure the loan.

For fixture secured loans, collateral includes items such as cabinets, counters, light fixtures, water heaters and window coverings. Fixtures are not items like clothing, bedding, family photos or other everyday household necessities. Fixture secured loans do not use the home itself as collateral; however, before you can sell or refinance your home, you must pay off any outstanding fixture secured loan.

If your loan is funded by 3pm CT (not including weekends or holidays) the funds will be transferred to your bank the next business day. Interest on your loan will begin to accrue the day after your loan funds (not including weekends or holidays). Our closing process requires a compatible mobile or computer device on which an applicant can access email and electronic documents.

Skopos Financial, LLC d/b/a Reprise Financial (NMLS # 1660115). Consumer Access. PA: Licensed by the Pennsylvania Department of Banking and Securities.